Add the rolled oats, milk, Greek yogurt, peanut butter, chia seeds, honey, vanilla extract, and salt to a mason jar or airtight container.
Stir everything together until the peanut butter is fully incorporated and no dry oats remain. If needed, use a whisk to help blend the peanut butter into the mixture.
Cover the container and refrigerate for at least 4 hours, though overnight is best. During this time, the oats and chia seeds absorb the liquid, creating a thick and creamy texture.
In the morning, stir the oats well. If they're thicker than you'd like, add a splash of milk until you reach your desired consistency.
Top with sliced bananas, chopped peanuts, an extra drizzle of peanut butter, or any of your favorite toppings before serving.